Your Choice

Chicago, Illinois

Your car.Your choice.

Pick any car. You pay half to begin, we purchase it, and our half is repaid weekly with a 25% service charge on the full car price, all in a clear written agreement.

See how it worksEstimate your plan
Your carYour choiceYour convenience

01 / 04

Half and half.

The agreed price of your car is split equally at purchase. You bring your half, we bring ours, and the car is bought straight from the showroom.

Our half is repaid in weekly installments, together with a service charge of 25% of the full vehicle price. Every figure is written into your contract before anything is bought.

50You
50Your Choice

The service charge

25% of the full price.

Your Choice charges a service charge of 25% of the total vehicle price, not just of one half. It is added to the amount we contribute, and the two are repaid together in weekly installments.

It is non-refundable and forms part of the total payable. The weekly amount is agreed with you for your car and written into your contract.

Example: a $5,000 car

Vehicle price$5,000
You pay at the start (50%)$2,500
Your Choice pays the seller (50%)$2,500
Service charge (25% of $5,000)$1,250
Repaid weekly ($2,500 + $1,250)$3,750
Total cost to you$6,250

An example only. Real amounts are agreed for each vehicle.

02 / 04

Four steps, no pressure.

Nº 01 / 0401

Choose

Pick the make, model and car that fits your taste and budget.

Nº 02 / 0402

Pay half

You contribute 50% of the agreed vehicle price to start.

Nº 03 / 0403

We purchase

Your Choice pays the other half to the seller for the car you selected.

Nº 04 / 0404

Settle together

The remaining balance, plus the 25% service charge on the full car price, is repaid in weekly installments we agree on.

Explore

Everything, one tap away.

Service charge25%

Of the full price

See exactly how it works on a $5,000 car.

 Terms48 hrs

Late payments & default

What happens if you pay late, or don't pay.

 CalculatorWeekly

Estimate your plan

Enter a car price and see your installments.

03 / 04

Why Your Choice

  • 01You choose the car you really want
  • 02Flexible, mutually agreed terms
  • 03Pay only 50% to begin, with a clear 25% service charge
  • 04A clear, fair and transparent process
  • 05Service you can rely on

04 / 04

Your dream car, your decision.

Talk to us directly. We reply on WhatsApp.

Message on WhatsAppCall +1 (773) 406-5179

How it works

A simple arrangement between you and Your Choice, agreed by both sides and written down before any car is bought.

  1. Nº 01

    Choose your car

    Tell us the make, model and showroom. The choice is yours, based on your preference and budget. We agree on the vehicle price together.

  2. Nº 02

    Pay 50% to begin

    You contribute half of the agreed vehicle price. This is your share in the purchase.

  3. Nº 03

    We purchase the car

    Your Choice contributes the other half and pays the showroom or seller on your behalf. Once the purchase is complete, the car is delivered to you under the ownership and security arrangements in your agreement.

  4. Nº 04

    Flexible settlement

    The amount Your Choice contributed, plus a service charge of 25% of the full vehicle price, is repaid in weekly installments. The installment size is agreed between both parties for each vehicle and recorded in a legal contract.

The money, in one picture

Your share

50% of the agreed vehicle price, paid at the start.

Our share

The other 50%, paid directly to the seller for your car.

Repayment

Our share plus a service charge of 25% of the full vehicle price, paid in agreed weekly installments. You can pay more than the minimum and settle early, as your agreement allows.

Example: on a $5,000 car you pay $2,500 at the start and we pay $2,500. The service charge is 25% of $5,000, which is $1,250, so $3,750 is repaid weekly. Total cost to you: $6,250.

Estimate your planRead the terms in plain English
Sec. 01

Vehicle details

Your agreement records your name and ID, the car's make, model, year and registration or VIN, the showroom, and the total vehicle purchase price.

Sec. 02

Payment arrangement

You contribute 50% of the total price. Your Choice contributes the other 50% to the showroom or seller on your behalf. On top, you pay a service charge of 25% of the total vehicle price (for a $5,000 car, $1,250). It is non-refundable and part of the total payable. Once the showroom purchase is complete, the car may be delivered to you under the ownership and security terms. What Your Choice paid, plus the service charge, is repaid by you in weekly installments.

Sec. 03

Weekly installments

Paid weekly, through the agreed payment method, on or before the due date. The minimum is set for your car and scales with its price (for example $150 to $200 a week). You may pay more than the minimum and settle early.

Amounts such as the weekly installment and the late charge are examples. They are agreed between both parties for each car and fixed in the signed contract, which is always the final word.

The service charge

25% of the full price.

Your Choice charges a service charge of 25% of the total vehicle price, not just of one half. It is Your Choice's profit, and it is added to the amount we contribute.

Example: a $5,000 car

Step 1$2,500

You pay half

50% of the car's price, paid at the start.

Step 2$2,500

Your Choice pays half

We pay the other 50% straight to the showroom for you.

Step 3$3,750

You repay us weekly

Our $2,500 plus a $1,250 service charge, in weekly installments that you and Your Choice agree on.

$2,500 (our half) + $1,250 (25% of $5,000) = $3,750 repaid weekly.
Total cost to you: $2,500 + $3,750 = $6,250. An example only. Real amounts, including the weekly installment, are agreed between you and Your Choice for each car.

Good to know

Estimate your planRead the terms

Il calcolo

Estimate your plan

Enter a car price and a weekly amount you're comfortable with to see how the arrangement could look.

You pay at the start (50%)$0
Your Choice pays the seller (50%)$0
Service charge (25% of full price)$0
Repaid in installments$0
Estimated time to settle0
Total cost to you$0

An estimate only. It applies a 25% service charge to the full vehicle price. Your actual installment, service charge and late-payment charge are agreed before you sign.

Domande

Questions

Q.01Do I really choose the car?

Yes. You choose the make, model and showroom. We agree on the vehicle price together, and Your Choice purchases the car you selected.

Q.02What do I pay at the start?

50% of the agreed vehicle price. Your Choice pays the other 50% to the seller. The 25% service charge is repaid later, with our half (see Q.03).

Q.03Is there a cost beyond the car's price?

Yes. Your Choice charges a service charge of 25% of the full vehicle price. On a $5,000 car that is $1,250. It is added to our 50% share and repaid in the weekly installments, it is shown in your contract, and nothing is bought before you've seen it.

Q.04How are the weekly installments decided?

They aren't fixed for everyone. The installment amount scales with the price of the car and is agreed between you and Your Choice, then written into your contract.

Q.05Who owns the car?

You have possession and use of the car. Your Choice holds a financial interest until the full amount is repaid. Title and registration follow local law and are set out in your contract.

Q.06Can I pay faster or settle early?

Yes. You may pay more than the minimum and settle early, as your agreement allows.

Q.07What if I miss a payment?

A late-payment charge applies after the agreed window. Repeated late payments can lead to default under your contract. Talk to us early if you expect difficulty.

Q.08Is there a written contract?

Yes. A formal legal contract is signed by both parties before any purchase. Read it fully and ask us anything before you sign.

Contatti

Let's talk

Message us on WhatsApp or call. Based in Chicago, Illinois.

Muhammad Aamir

+1 (773) 406-5179WhatsApp

Gulam Ahmed Sabir

+1 (847) 987-9451WhatsApp

Tell us your car